Xolumariqento - Practical financial planning for individuals and families

Cookie Policy Statement

This cookie policy describes how cookies are used on our site to improve performance, analyse patterns, and respect your privacy choices. We comply with UK and international data regulations.

What Are Cookies?

Cookies are small data files placed on your device that help us track activity, remember preferences, and customise your online experience. Some cookies are vital for site functions, while others help us analyse use.

Types of Cookies We Use

We use a combination of session and persistent cookies for various reasons.

These cookies enable basic operations such as site navigation and access to secure features. They cannot be disabled or rejected without affecting your experience.

Until the end of your session or up to one year.

Functional cookies remember choices, such as language or accessibility options, and help personalise your experience.

From session to one year, based on your settings.

Analytics cookies collect anonymised data on site use, allowing us to improve site function, user experience, and identify any technical issues.

Up to two years.

We may use cookies to track interest in our services and display relevant information to visitors who have previously interacted with our site.

Up to two years or until you adjust preferences.

How We Use Cookies

Cookies are used to provide an optimal site experience and protect your privacy choices.

Operate the website securely and reliably at all times.
Remember your selected preferences for easier navigation.
Monitor and report website performance and user behaviour.
Support security measures and detect fraudulent activity.

Your Rights Regarding Cookies

You have options to accept or modify your cookie settings at any time on our site.

GDPR Rights (Europe/UK)

Residents of the UK and EU benefit from these protections.

Right to know which cookies are used.
Right to withdraw or modify consent anytime.
Right to request erasure or restriction of data.

CCPA Rights (California)

California residents are entitled to these data rights.

Right to know the types of cookies set.
Right to opt out of sale of personal data.
Right to request data deletion.

LGPD Rights (Brazil)

Brazilian law provides these cookie-related protections.

Right to know about cookie data use.
Right to access and correct cookie data.
Right to revoke consent for data use.

Cookie Management Choices

You can manage or decline cookies through your browser or site settings as described below.

Browser Cookie Settings

Adjust your browser settings to control cookies based on your preferences.

Find cookie controls in your browser's privacy section.
Clear browser cookies at any time to remove preferences.
Blocking all cookies may affect site performance and logins.

Please Note: Disabling cookies may limit essential services or features on this website.

Third-Party Cookies

Some cookies are set by external partners to provide added functionality, security, or analytics. Use of these cookies is subject to each partner's privacy practices.

Cookie Questions and Help

Email Address: content@xolumariqento.sbs

Phone Number: +44(0)7513 96227

Office Address: 15 Calton Road, Edinburgh, EH8 8DL United Kingdom

Cookie Policy Updates

We reserve the right to update this cookie policy periodically and will inform you of any substantive changes.

Last Updated: April 8, 2026

We use cookies to provide essential functionality and analyse site usage, as described in our Cookie Policy. You can manage preferences at any time in your browser settings.